Financing

Say Goodbye to the Heat & Get Approved For A New HVAC Sytem Even With Low Credit! No Credit Check Required.

HVAC financing just got easier with Breeze Lease Purchase – the instant, flexible, and convenient way for your home improvement!

Flexible Financing Solution For Your Home & Cooling Needs

At Emergency AC & Plumbing, we understand that financial challenges can affect anyone. If you have bad credit or trouble getting access to credit, don’t worry! Breeze Lease Purchase was created to help people like you.A credit score is not the whole picture, but it doesn’t define you. If you need to replace a major home system but need some help doing so, we’ve got you covered. Our financing partners give value to homeowners with financing for home improvements. Whatever your situation, you can find a lease purchase solution that suits your needs. Their affordable options make it easy to reach your goals.

Apply for financing
Large Approvals

Approvals are up to 15k and start at 8k.

Instant Approvals

No documentation required to get approved.

Approval Rates

Leading industry approval rates.

Credit Builder

Financing is reported to 2 credit bureaus.

Pay Options

3, 6, and 9 month Express Pay options offered for more savings.

How Do I Qualify For Low-Credit HVAC Financing?

1
No Non-Sufficient Funds
2
No Active Bankruptcy
3
Social Security or ITN #
4
Howeowner & Homestead

How Does The Application & Installation Process Work?

Customer Applies: Apply via our partner link.

You Install The Unit: Get a quote and we’ll notify you once it is ready to be installed.

You Get Paid: 100% of the invoice is paid within 48 hours of installation.

Frequently Asked Questions

How Often Should I Have My HVAC System Serviced?

It's recommended to have your HVAC system serviced at least twice a year—once in the spring for your cooling system and once in the fall for your heating system. Regular maintenance helps ensure your system runs efficiently, extends its lifespan, and prevents costly breakdowns.

Can Any Home Have Central Air?

Almost any home is cut out to have central air conditioning. This would require an investment in ductwork and making a design allowance. However, before you decide, speaking to an HVAC professional like Emergency  AC is best. We can provide you with an idea of what would be involved and explain any other cooling options available.

When Should I Replace My Current AC Unit?

You should consider replacing your AC unit if it's more than 10-15 years old, requires frequent repairs, or isn’t cooling efficiently. High energy bills, inconsistent temperatures, and excessive noise are also signs it may be time for an upgrade. Replacing an older unit with a newer, energy-efficient model can save you money and improve your home's comfort.

How Much Does A New Air Conditioner Cost?

The cost of a new air conditioner can vary depending on the type, size, and efficiency of the unit. On average, a new AC unit can range from $3,000 to $7,000, including installation. Higher-end models with greater energy efficiency or additional features may cost more, while smaller or less efficient systems might fall on the lower end of the spectrum. It's important to get quotes from HVAC professionals to find the best option for your needs and budget.

What Size Air Conditioning Unit Do I Need?

The size of the air conditioning unit you need depends on several factors, including the square footage of your home, the climate, and your home's insulation. A general rule of thumb is that you need 20 BTUs (British Thermal Units) per square foot. However, it's best to have an HVAC professional perform a load calculation, which considers all variables, to ensure you get the right-sized unit for maximum efficiency and comfort.

How Often Does My AC Unit Need Maintenance?

Your AC unit should have maintenance at least once a year, preferably in the spring before the cooling season begins. Regular maintenance ensures optimal performance, improves energy efficiency, extends the unit’s lifespan, and helps prevent costly breakdowns during peak usage times.

Your Texas Neighbors Say It Best

From beginning (estimate) to installation,(crew were expert in all areas). Being a past quality assurance evaluater I give them an excellent rating. Will recommend to others.
Luther W
I couldn’t be more happier with the service I received. My rent house AC went out late Thursday night and I called them Friday. They sent someone out to assess the situation, gave me an estimate which was a very fair price and it was installed the next day. Mind you, on a holiday weekend! The sales guy was very informative and polite.  I will definitely recommend these guys to my friends and family!
Colby F
Came out on 9/4 at 3pm. Couldn’t get condenser to come on after working on install all day.  Finally left after 10:30 with husbands urging to try the next day.  They stated they would need to bring a new condenser.  Came back 9/5 at 4pm  left a little after 5pm with all systems running.   1st day didn’t give me any reassurance that we made the right choice.  After today 9/5 visit all running. I feel somewhat better.
Rhonda L
The performance of my installation was at a very timely matter with quality work behind at 100% satisfied work was performed. Thk u Emergency Air.
Joel M
First off, I want to thank Todd from Emergency AC of Houston’s sales team. He made the whole stressful situation seamless. Shortly after Hurricane Beryl our AC went out. After calling around Houston for quotes we started to get discouraged over the price of a new unit and how soon we could get a system installed. This is where Todd came along. Emergency AC was our last call of the day, and it was worth it. Within a few hours Emergency AC arrived and gave us an amazing price for a full system replacement. Be sure to do your homework because a lot of companies will sell you most of the system without a furnace and charge you the same price for a complete system. Todd explained why companies do this and what sets Emergency AC apart. They also give you an unbeatable warranty with the system. After Todd came out and walked us through everything, we had an installation team at the house two days later. The installation team was quick and clean. They even installed the whole system in the rain! Thank you from the bottom of our hearts for such a seamless process. Will definitely be recommending them to everyone we know
Justin F
Mitchell was the absolute best HVAC technician! He arrived early, diagnosed the issue with the AC unit’s capacitor, and replaced the capacitor in 5 minutes. He even took the time to show me where the issue was and how to keep my unit clean for the future. I give Mitchell and his company a 10/10 review and would recommend them to my friends and family!
Aayush D

Our Process is Fast & Simple

STEP 1

Request an Estimate

Discover why so many homeowners trust Emergency AC with ALL of their Air Conditioning and Heating needs!

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STEP 2

On-site Evaluation + Estimate

We’ll visit your home or business to discuss your repair and/or installation to provide you with an accurate estimate and timeline for completion.

STEP 3

Job Prioritized and Scheduled

Based on your approval of the estimate we provide (and securing the financing you need), we will schedule the fastest available date to complete the requested work at your home or business.

STEP 4

Job Completed

Our technician arrives at your property ready to satisfy you with our professionalism, respectful attitude, and passion for delivering exceptional results. Upon completion, we will also explain our 2yr warranty.